the provident fund can be withdrawn.

The common situations of provident fund withdrawal are as follows:

1. Repayment of housing provident fund loans: If housing provident fund loans are used to purchase houses, you can apply for withdrawal of the loan principal and interest within the specified time;

2. Special circumstances such as retirement, retirement, unemployment, etc.: If you have retired, retired or unemployed, and meet the relevant conditions, you can apply for withdrawal of provident fund;

3. Serious illness medical treatment: If you or your spouse have a serious illness and need to pay high medical expenses, you can apply for withdrawal of provident fund;

4. Renting: If there is no room to live in the central area of the city, you can apply for withdrawing the provident fund for renting;

5. Other special circumstances: for example, buying a house to improve housing conditions, educating children, starting a business by individuals, etc., you can also apply for withdrawal of provident fund.

Personal flexible employment provident fund loan processing materials:

1. Personal identity certificate: including the original and photocopy of personal identity card;

2. Personal provident fund account information: including the account opening certificate of provident fund account, provident fund deposit record and other related materials;

3. Recently taken bareheaded color photos: generally, 1-2 photos are required;

4. Personal credit report: you can apply for personal credit report through the bank or the People's Bank of China Credit Information Center;

5. Personal tax payment certificate or business license of individual industrial and commercial households: If individuals are employed flexibly in the form of individual industrial and commercial households, they need to provide relevant materials such as business license or tax payment certificate of individual industrial and commercial households;

6. house purchase contract and real estate license: if you apply for provident fund loan for house purchase, you need to provide relevant supporting documents such as house purchase contract and real estate license.

To sum up, different banks may have different loan application procedures and required materials. Applicants should know the policies and requirements of relevant banks before applying, so as to apply better.

Legal basis:

Article 48 of the Labor Law of the People's Republic of China

The state implements a minimum wage guarantee system. The specific standard of the minimum wage shall be formulated by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government and reported to the State Council for the record.

The wages paid by the employer to the workers shall not be lower than the local minimum wage.

article 3 of the labor contract law of the people's Republic of China

the employer of labor remuneration shall pay the laborer labor remuneration in full and on time in accordance with the labor contract and state regulations.

if the employer is in arrears or fails to pay the labor remuneration in full, the employee may apply to the local people's court for a payment order according to law, and the people's court shall issue a payment order according to law.

Article 44

The labor contract shall be terminated under any of the following circumstances:

(1) The labor contract expires;

(2) The laborer begins to enjoy the basic old-age insurance benefits according to law;

(3) The laborer dies, or is declared dead or missing by the people's court;

(4) The employer is declared bankrupt according to law;

(5) The business license of the employing unit is revoked, ordered to close, revoked or the employing unit decides to dissolve ahead of schedule;

(6) other circumstances stipulated by laws and administrative regulations.