Someone in the circle of friends introduced this product of Jingdong Finance Fuminbao. After understanding it, they inspected it and found that the security of Fuminbao was really good. Therefore, I would like to share it with you today. If you are interested, just follow.

First, Fuminbao is a bank time deposit.

Everyone knows that the security of bank deposits is the highest, not only because the risk control of deposits is very strict, but also because each deposit has a deposit insurance system of 500,000 yuan, which is a real "zero risk" product.

According to Fumin Bao's information, every time a user deposits a Fumin Bao, it corresponds to a bank time deposit as the basic asset, so Fumin Bao is actually an innovative bank time deposit product, basically similar to online merchant bank time deposit treasure.

Second, Fuminbao supports cash withdrawal at any time.

As mentioned above, Fuminbao is a time deposit of the bank. Does this mean that it cannot be withdrawn at any time? Actually, it is not. You can withdraw funds from Fumin Baoli at any time, and support real-time receipt, which can be received as soon as possible.

In other words, you enjoy the expected income and security of bank time deposits, but funds have the general flexibility of demand, especially the current interest rate of early withdrawal reaches 4.7%, which exceeds most money fund products.

Summary: From the characteristics of Fuminbao, it belongs to the bank's regular deposit and withdrawal, with high security and, most importantly, high expected return, which is considered to be a very good choice. If you feel good, you can go to Jingdong Finance to find out.