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China Life Hongfu Endowment Insurance

Hongfu has two benefits

One. In terms of income

The entire income = maturity insurance + annual dividends + dividend interest

The maturity insurance is 32,310, which will be taken after 6 years

Every year Dividends are determined based on the actual operations of the insurance company. China Life's dividends are relatively stable, in the middle to upper range

Dividend interest, dividend interest, is relatively small

2. In terms of protection

It is equivalent to only death protection, 3 times for accidents and 1 times for diseases (calculated based on 32310)

General medical treatment is not covered.

In short, this product is equivalent to a bank deposit. The overall return may be higher than that of a bank deposit, but it is unlikely to be as high as some funds.