Hongfu has two benefits
One. In terms of income
The entire income = maturity insurance + annual dividends + dividend interest
The maturity insurance is 32,310, which will be taken after 6 years
Every year Dividends are determined based on the actual operations of the insurance company. China Life's dividends are relatively stable, in the middle to upper range
Dividend interest, dividend interest, is relatively small
2. In terms of protection
It is equivalent to only death protection, 3 times for accidents and 1 times for diseases (calculated based on 32310)
General medical treatment is not covered.
In short, this product is equivalent to a bank deposit. The overall return may be higher than that of a bank deposit, but it is unlikely to be as high as some funds.
Which one is suitable for novices to buy?