2. Although CCB Longbao does not guarantee the safety of the principal, the possibility of loss is extremely low. CCB Longbao can earn income every day after its investment, and the income will be received at T+1, and the purchase share will be converted according to the product unit net value of the previous working day. For investors, if they want to get higher returns, they can choose products with higher returns. Judging from the risks of CCB, CCB Longbao is a low-risk wealth management product with low principal loss, but this product does not guarantee the principal.
As we all know, investing in wealth management products can get more benefits, but it is also important to choose a wealth management product that suits you. Jianxin Longbao does not belong to guaranteed capital wealth management products, and mainly invests in low-risk products such as national debt. This wealth management product is especially suitable for investors with stable income. When investing, users can read the relevant terms in detail before deciding whether to invest. In fact, if they have more spare money, they can invest in this wealth management product. The initial investment of Jianxin Longbao is 50,000 yuan, which can be purchased by users through mobile banking or online banking. After the investment is over, users can purchase and redeem it during the opening hours of the open day. It should be noted that CCB Longbao is the first net worth wealth management product of China Construction Bank.
1. After the establishment of Jianxin Longbao, the subscription can be made every working day 1:00-23:00, and the system will confirm it on T+2 days, and the subscription share = subscription amount ÷ product unit net value. Subscription share shall be rounded to four decimal places. At this time, it is best for users to buy at a position with low net product value, so that the possibility of profit in the later period is higher. When CCB Longbao can't meet investors' demand for income, it can buy other financial products launched by CCB. It should be noted that the higher the income of wealth management products, the greater the risk users face. Moreover, high-yield wealth management products are prone to loss of principal. If you can't afford the loss of principal, try to choose low-risk financial products.
2. Jianxin Longbao mainly invests in national debt, money funds and other fields. It belongs to low-risk wealth management products and is suitable for stable and profitable investors. Generally speaking, there is no loss risk, but the expected annualized interest rate is not high. However, wealth management products have certain risks, and Longbao may also suffer losses due to the violent fluctuations in the financial market, but the probability of occurrence is very small.