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What's the use of paying 300 yuan a year for social security cards?
The purpose of the rural social security card is as follows: eligible cardholders can enjoy the following convenient functions when using the rural social security card:

1. Social security cards, like ID cards, record information such as names and ID cards. But sometimes I forget to bring my ID card, so I can use my social security card instead.

2. In case of hospitalization, medical treatment and reimbursement of medical expenses. The social security card can be used for expense reimbursement, or it can be used to make an appointment to register for medical treatment, which is very convenient;

3. Social security cards can be used to pay daily water and electricity bills, and some areas can also be used as bus credit cards;

4. Check the details of medical insurance, endowment insurance and maternity insurance. Log in to the social security inquiry system through the social security card or call customer service.

Nowadays, many areas have realized online settlement of social security cards, which can realize medical treatment in different places and save cardholders the trouble of going back and forth.

Compared with the old rural endowment insurance, the biggest highlight of the new rural endowment insurance is the combination of individual contributions, collective subsidies and government subsidies. According to the relevant provisions in the latest guiding opinions of the State Council on the pilot of new rural social endowment insurance. The latest rural social endowment insurance is mainly raised through the following channels:

First: individual payment.

Rural residents who participate in the new rural social endowment insurance shall pay endowment insurance premiums in accordance with relevant regulations. At present, the payment standard is set at 100, 200, 300, 400 and 500 per year, with a total of five grades. All localities can also adjust according to the actual situation, and then add a payment grade. Insured residents can freely choose according to the above grades, and pay more. The state will also appropriately adjust the payment level according to the growth of per capita income of rural residents.

Second: collective subsidies

Conditional village collectives can subsidize the insured. The relevant subsidy standards shall be determined democratically by the villagers' committee convening the villagers' meeting. Actively encourage other economic organizations or individuals to provide financial support for the insured.

Third: government subsidies.

The government will fully pay the basic old-age insurance benefits of the new rural endowment insurance to qualified personnel, of which the central government will give full subsidies to the western region and 50% subsidies to the eastern region according to the basic old-age pension standards determined by the central government.

At the same time, the local government should give certain subsidies to the insured, and the standards of subsidies have also changed. The standard shall not be lower than the 30 yuan per person per year, and those who choose higher-grade standards may also be given appropriate encouragement. Specific measures and standards shall be determined by the local people's government. Local governments should pay part or all of the minimum standard old-age insurance premiums for rural key disabled people who have difficulties in paying fees.

Legal basis: Article 64 of People's Republic of China (PRC) Social Insurance Law.

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.