Good application.

The "Xingnong Quick Loan" customer acquisition system is fully online and operational in the province's rural credit system. Yuxian Rural Commercial Bank's 24 loan outlets and 90 account managers are actively carrying out the "100-day marketing" campaign currently carried out by the bank.

Marketing, and relying on "Xingnong Quick Loan" to provide customers with convenient and fast credit services.

Only 18 days after the trial operation of the "Xingnong Kuaidai" customer acquisition system was launched, 258 customers have applied for loans through the system, with a loan amount of 82.144 million yuan; 131 customers have been granted credit, with a credit amount of 57.67 million yuan.

The online operation of "Xingnong Quick Loan" has further made up for our bank's shortcomings in online customer acquisition, broadened the channels for customers to apply for online loans, improved the efficiency of loan issuance, provided customers with more convenient and faster credit services, and accelerated progress

Small, medium and micro enterprises resume work and production, improve credit projects, and help rural revitalization 1. What is loan credit?

(1) Good credit can save time for bank credit loans; the credit report contains the name, age, gender, work unit, contact address and other information used to identify the person being recorded. The bank can intuitively understand your identity.

A person’s credit situation eliminates the need to spend more time investigating and verifying the authenticity of the application form, helping lenders to obtain loans quickly.

(2) As the saying goes, if you borrow something, you must repay it, and it is not difficult to borrow again. If the content on your credit report reflects that you are a person who repays your loans on time and fulfills the contract, the bank will definitely be happy to lend you money, and the amount and interest rate will also be the same.

Improve certain convenience.

On the contrary, if there are stains on your personal credit report, even if you have a house, a car and a career, the bank will not be able to lend you a loan.

(3) Lenders will receive credit reminders. If there are bad records such as non-repayment of borrowed money or late payments in the personal credit report, the bank will definitely treat such people differently, such as reducing the personal loan limit and providing

Guarantee or mortgage, provide loan interest rates, etc.; at the same time, if there are too many personal loans, it has exceeded the affordability.

Banks will also be extra cautious in rejecting loans.

(4) Reflect fairness; credit reporting mainly evaluates an individual’s credit situation. Regardless of your origin or current accumulated wealth, the higher your credit value, the more loan opportunities you can get. The credit reporting center will also evaluate your credit based on your

Objective recording of your consumption, payment, and borrowing conditions reduces the occurrence of subjective factors affecting credit card processing, online loans, and credit loans. This is very beneficial to individuals.