Jingdong Small Treasury is a personal asset value-added service created by Jingdong Financial Group for individual users. Users can log in to the online banking wallet directly with their JD.COM account, and after transferring the funds to the small vault, they can choose to buy two money fund products, namely "Living Wallet" of harvest fund and "Value-added Treasure" of Penghua Fund. Buy two products, 1 yuan, with unlimited subscription amount.