First, the financial management on WeChat you mentioned is not official. It may be recommended by an individual or an official WeChat account, which is not authoritative. Second, I haven't heard of the wealth management company you mentioned. Personally, I am familiar with the current financial management company. You must be those companies or individuals who do personal finance. Take out your money and lend it to usury. If you can receive it, you will make money. If you can't receive it, you will be finished.