The fixed investment of the fund actually has a hedging function. For example, in the first month, your fund price is 1 yuan, and if you invest 100 yuan a month, you will buy 100 fund shares; It fell in the second month, and the fund was 0. 1 yuan. You still invest 100 yuan a month, so you buy 1000 funds. In this way, you always hold 1 100 funds, and the average cost of each fund is about 0. 18 yuan, which effectively dilutes the fund cost you invested in the previous period. In this way, when this fund arrives in 0.2 yuan, your total cost will be in surplus.

Of course, the above example is only for your understanding. In practice, there is no fund fluctuation of 65438 last month+0 yuan 1 gross next month. However, if you make a fixed investment every month, you will buy less when the price is high, and buy more when the price is low, and the average cost price is constantly leveling off. It should be said that the risk is relatively small. Therefore, I suggest you not to delete it. The fixed investment of the fund is not a short-term investment, but a long-term investment can guarantee the income.