There is no impact on individual employees. First of all, employees do not pay maternity insurance fees, all of which are borne by the unit. Workers have also participated in maternity insurance while participating in medical insurance, and the related benefits of maternity insurance are not less, and the reimbursement procedures are more convenient.
The application time of social security card will be greatly shortened. Before that, it will take 2-3 months to get a card, which is really a long time. But now, it can be done in 30 working days, and the business card printing efficiency has improved a lot.
Social security accumulation fund must be paid at the same time. In order to save costs, many enterprises only pay five insurances for their employees and do not pay the provident fund.
According to the Regulations on the Management of Housing Provident Fund, housing provident fund belongs to the scope of compulsory payment, which is a legal right that employees must enjoy, that is, social security and provident fund must be paid at the same time, so as to meet the legal requirements.
Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.
Social insurance is a kind of contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.