Will the oil rise in 222 benefit the fund?

When the oil rises, investors who buy the fund will think about it, and it will have no impact on the fund. Then, will the oil rise benefit the fund? Will the oil price increase fund go up? Today, Xiaobian has compiled some fund-related knowledge for everyone here. Let's take a look!

Is oil rising good for funds?

Oil rising is good for crude oil funds, but it will not be good for all funds. There will be different types of funds, such as money funds and pure debt funds. Basically, oil rising will not have any impact on these funds.

However, if it is a fund that invests in stocks, and the heavy stocks are just related to oil, it will basically have some impact. However, the fund is a risky investment. Investors must be cautious when buying hot funds, and there is also the possibility of risks.

The price increase of oil will only increase if the fund invests in stocks. Moreover, the investment target of stock funds should be related to oil, while other funds will not. The rise and fall of funds are related to the investment target. In addition, it should be noted that there are funds that invest in stocks, and the risks are relatively large.

For example, money funds invest in the money market, so when the money market is good, the income will be high, and when the money market is bad, the income will be lower, while bond funds invest in bonds, and the investment target is bonds. If the bond market is good, the income will be high, and when the bond market is bad, the income will fall.

Why don't you recommend a daily fixed investment

Because the cost of a daily fixed investment is relatively large, and it can't effectively spread risks. For example, if a fund keeps falling for six or seven days, then a daily fixed investment at this time will only increase the intensity of losses, and the losses will increase, so it is not recommended to make a daily fixed investment when making a fixed investment.

Generally speaking, the daily fixed investment is better than the weekly fixed investment. When the fund is on the rise, the weekly fixed investment can level the position cost. However, if it is in the decline period, it is generally recommended that the monthly fixed investment will be better.

Secondly, it is worth noting that there are methods for the fund to make a fixed investment, for example, using the value average strategy to make a fixed investment. For example, suppose an investor makes a fixed investment in 1 yuan in the first month, and the fixed investment in the second month depends on the performance of the fund in the first month.

If the fund rises by 1%, then the money earned is: 1_1%=1 yuan, then investors only need to invest in 9 yuan, that is, the original 1 yuan is used to subtract the floating profit of 1 yuan from the fund itself.

Then if the fund drops by 1% and 1 yuan becomes 9 yuan, then investors should increase their investment at this time, which is equivalent to making up the floating loss of 1 yuan due to the fund drop out of their own pockets. The fixed investment in this period is 1,1 yuan, and so on.

is holding positive returns earned?

holding positive returns earned. For example, if an investor buys a fund, and after the fund confirms its share, yesterday's income is 3 yuan, then the holding income is 3 yuan and today's income is 3 yuan, so the holding income is 6.

the calculation formula of fund holding income is: holding income = market value of positions-holding cost. Among them, market value of positions = latest net value × holding share, holding cost = holding share × holding unit price.

It is possible that the holding income is more than the accumulated income because the investor's previous investment was a loss as a whole. For example, an investor's previous investment in a * * * loss 4 yuan has been redeemed, and later investment in a product has earned 7 yuan, so the investor's holding income is 7 yuan, and the accumulated income is 7-4=3 yuan, and the holding income is more than the accumulated income.

Holding income refers to the accumulated income during the holding period, and the accumulated income is the sum of all the income generated since the investor invested, including the income that has been redeemed, dividends and so on. There is a difference between the two. If you really can't tell whether you are making money or losing money, you can check the purchase details and redemption details.