At present, many people are engaged in financial management, hoping to increase their wealth through financial management. If you have 3, yuan now, how much income will you get from financial management in one year? Xiaobian analyzes several common financial management methods at present.

what is the approximate annual income of 3, yuan in financial management

1. Bank time deposit certificate: the annual deposit interest is generally between 1.75% and 2.3%. Therefore, based on 2.3%, the annual interest of 3, yuan in a bank is 3,× 2.3% = 6,9 yuan.

2. Money funds: Yu 'ebao and change pass all belong to money funds, and the annualized rate of return of money funds is usually around 4%, so the annual income of users purchasing money funds is 3, * 4% = 12, yuan.

3. Bank wealth management: The interest rate of bank wealth management products is usually 5%-6% within one year. Based on 6%, 3, yuan of wealth management can earn 3,× 6% = 18, yuan a year.

4. P2P financial management: The average annualized rate of return of P2P industry in one year is about 9%, and each platform has its own characteristics, that is, it can get 3,× 9% = 27, yuan.

5. Stocks, funds, foreign exchange, etc. are other high-risk wealth management products, and their income varies according to market conditions. If the situation is good, they can get several times the income. If the situation is not good, they may lose everything.

what to consider when managing money

1. Choose the right financial products

There are many types of financial products, including money funds, bond funds, stock funds, insurance products and bank financial products. Each product has its own unique characteristics and risks. To choose a suitable product, we should consider our own risk tolerance and investment philosophy. When choosing wealth management products, we should not only pay attention to the product's rate of return, but also pay attention to the product's rate and risk.

2. Risk control

Any kind of investment is accompanied by risks, and financial management is no exception. Therefore, it is very important to control risks. Only by controlling risks well can we ensure the benefits of financial management. When investing 3, yuan in financial management, we need to take risks seriously.

there is no definite and accurate answer to the question about how much income there is from 3, yuan of wealth management in a year, because the income is related to the wealth management products you choose and the market situation. Therefore, when conducting financial management, we must do a good job in relevant research and carefully choose financial products.