For example:
Assuming that the investor's net value when purchasing the fund is 1, the current net value of the fund is 1.2, and the holding share is 1 000, and the investor gains when the net value of the fund increases, then the investor can gain 0.2 yuan's income for each fund, that is, 0.2 * 1 000 = 200 yuan.
The above calculation is carried out without considering the transaction costs. Fund transactions need to charge certain fees, such as subscription fees, redemption fees and operating fees. There is a certain relationship between the subscription fee and the transaction amount. The larger the transaction amount, the lower the subscription fee collection standard and the less the subscription fee. The redemption fee is related to the time investors hold the fund. The longer they hold the fund, the lower the redemption fee, and the less redemption fee they charge, even 0. Operating expenses are generally not charged to investors separately, but deducted from the fund assets every day.
The income of the fund is determined by its investment target. If the investment target rises, the fund will rise, and investors can get some income at this time. If the fund target falls, then the fund will also fall, and investors may have certain losses at this time.
What investors need to be reminded here is that the income of the fund generally does not need to be calculated manually by investors themselves, and the income generated on the same day will be updated the next day. Investors can directly find their own funds on the investment platform, and check the position income of their own funds and the accumulated income since purchasing the funds. Cumulative income is generally not clear, and cumulative income is generally all the income brought by investors using Alipay to purchase funds. Holding income is the income brought by the fund that investors currently use Alipay account. You can generally see the loss or profit of holding funds.
The daily income of funds is an important factor that investors can refer to when choosing funds. It is suggested to choose funds with stable historical returns, high investment value and low loss probability.