Bond fund is a kind of fund, which mainly invests in bonds, and the risk is relatively low. You can see the corresponding valuation when you buy bond funds on some platforms, but this valuation is not accurate, so why is the valuation of bond funds not accurate?

why is the valuation of bond funds inaccurate?

because the "real-time valuation" seen by users is actually only a reference value, which is estimated by the fund sales platform according to the top ten positions of the fund. Not only does the calculation logic of the valuation of each platform vary, but the accuracy of the valuation is also calculated according to the ups and downs of the stocks held by the fund. If a fund is Man Cang and knows which stocks it has bought, the estimated fund valuation will be very accurate under the condition that the positions remain unchanged, which is basically impossible for ordinary stock funds and hybrid funds.

according to the relevant laws and regulations in China, fund managers can only publish the positions of funds on a regular basis, that is, the quarterly reports and annual reports of funds. Fund holders can check what the fund managers have bought in the past period of time in these regular reports. In some financial apps, the calculation and valuation are also based on the data published by Li Bao, so users can't know the latest changes of fund managers' positions, and the valuation of bond funds has no accurate data for reference, so it is often inaccurate.

generally, after the stock market closes, the fund company will calculate the profit and loss according to the fund's stock positions, and then spread it evenly to the fund share to calculate the fund's net value. After the calculation, it will return to the fund custodian bank for proofreading. In the case of faster speed, the fund's net value will come out at around 8: every night. Before that, some fund websites will publish the top ten positions and holdings of the fund according to the fund company's annual report or Li Bao. The reference net value given by calculation is only the estimated data. What users see on the third-party sales platform is that the "real-time valuation of earnings" is lagging behind, so inaccurate situations often occur, which are caused by unequal information.