Six insurances and one fund include: pension insurance, medical insurance, unemployment insurance, supplementary medical insurance, work-related injury insurance, maternity insurance, and housing provident fund.
1. What does the six insurances and one fund include? 1. Pension insurance: a social insurance system in which workers receive certain financial compensation, material assistance and services from the government and society after reaching the statutory retirement age. This is the most comprehensive of the six insurances and one fund.
An important one.
2. Work-related injury insurance is also called occupational injury insurance.
After a worker is accidentally injured due to work reasons or in the process of work, or an occupational disease is caused by exposure to occupational hazards such as dust, radiation, toxic substances, etc., the state and society shall provide necessary provision to the injured, disabled, and relatives of the deceased before their death.
material help.
3. Unemployment insurance is a system mandated by the state through legislation, with funds centrally established by society to provide material assistance to workers whose sources of livelihood are temporarily interrupted due to unemployment.
4. Maternity insurance is based on the physiological characteristics of childbirth. According to the law, when working women temporarily interrupt their work and lose their normal sources of income due to childbirth, the state or society provides material assistance.
5. Personal accident insurance means that when the insured suffers an unintentional, external, or sudden accident during the validity period of the insurance, resulting in physical injury and disability or death, the insurance company will pay the insurance in accordance with the provisions of the insurance contract.
money insurance.
6. Medical insurance. Individuals who participate in the basic medical insurance for employees, and when they reach the statutory retirement age, and their cumulative contributions reach the number of years stipulated by the state, they will no longer pay basic medical insurance premiums after retirement and enjoy basic medical insurance benefits in accordance with national regulations; if they have not reached the number of years stipulated by the state,
Yes, you can pay until the number of years specified by the state.
.
7. Housing provident fund: The “one fund” among the six insurances and one fund refers to the housing provident fund, which refers to state agencies, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, public institutions, and private enterprises.
Long-term housing savings deposited by non-enterprise units, social groups and their employees.
2. Some benefits of paying six insurances and one fund. The country has established social insurance systems such as basic pension insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance, accidental medical insurance, and housing provident fund to protect citizens from old age, illness, work-related injuries,
The right to obtain material assistance from the state and society in accordance with the law in cases of unemployment, childbirth, etc.
1. Individuals who participate in the basic pension insurance and have made cumulative contributions for fifteen years when they reach the legal retirement age will receive a basic pension on a monthly basis.
2. Individuals who participate in the basic medical insurance for employees, and when they reach the legal retirement age, and their cumulative contributions reach the number of years stipulated by the state, they will no longer pay basic medical insurance premiums after retirement and enjoy basic medical insurance benefits in accordance with the national regulations; if they do not reach the number of years stipulated by the state, they can
Pay the fee up to the age specified by the state.
3. Employees who are injured in accidents or suffer from occupational diseases due to work reasons and are identified as work-related injuries shall enjoy work-related injury insurance benefits; among them, those who have lost the ability to work after being identified as working ability shall enjoy disability benefits.
4. Unemployed persons who meet the conditions can receive unemployment insurance benefits from the unemployment insurance fund.
5. If the employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance benefits; the unemployed spouses of employees shall enjoy maternity medical expense benefits in accordance with national regulations.
The required funds are paid from the maternity insurance fund.
Maternity insurance benefits include maternity medical expenses and maternity allowances.
According to Article 2 of the "Social Insurance Law of the People's Republic of China", the state establishes basic pension insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and other social insurance systems to protect citizens in the event of old age, illness, work-related injury, unemployment, etc.
The right to obtain material assistance from the state and society in accordance with the law in cases of childbirth, childbirth, etc.
Article 58 The employer shall apply to the social insurance agency for social insurance registration for its employees within thirty days from the date of employment.
If social insurance registration is not carried out, the social insurance agency shall determine the social insurance premiums that should be paid.
Individual industrial and commercial households without employees who voluntarily participate in social insurance, part-time employees who have not participated in social insurance in the employer, and other flexible employment personnel should apply to the social insurance agency for social insurance registration.
The state establishes a nationally unified personal social security number.
An individual's social security number is a citizen's identity number.