For example, if you invest 1000, and then invest 100 every month, the total assets at this time will be 2400, and the rate of return after one year will be = (market value-principal)/? Principal = (2400-2200)/2200 =? 9.09%。
This method does not need to consider the number and duration of fixed investment, but simply adds the invested capital as the principal and calculates the simple rate of return with the existing (market value-principal) as the income. This is the method we used above, which is suitable for the situation that we don't know the net value of the fund when buying and selling.
2. Return on fixed investment = (net fund value-average cost)/average cost
When buying and selling funds, the yield = (selling price-buying price)/buying price. This is the yield of one-time buying strategy. Fixed investment is bought in batches, so the "buying price" is the "average cost" and the "selling price" is the "net fund value at the time of selling".
Extended data:
Generally speaking, how to choose a fund suitable for investment among many funds can be investigated from the following aspects:
First, we can examine the cumulative net growth rate of the fund. Fund cumulative net growth rate = (cumulative net share-unit face value) ÷ unit face value. For example, if the cumulative net value of a fund share is 1. 18 yuan and the unit face value is 1.00 yuan, the cumulative net value growth rate of the fund is 18%.
Secondly, we can examine the dividend ratio of the fund. Fund dividend ratio = accumulated fund dividend amount ÷ fund face value.
Third, the fund income can be compared with the market trend. If the performance of a fund is better than the market index in the same period most of the time, then it can be said that the management of this fund is relatively effective. If you choose this fund for regular fixed investment, the risk and return will reach an ideal matching state.
Fourth, the fund income can be compared with other funds of the same type. Generally speaking, different risks and different types of funds should be treated differently, and it is of little significance to directly compare the performance of different types of funds.
Finally, investors can also use the judgment of some professional companies to have a better measure of the management ability of fund managers.
Baidu Encyclopedia-Fund Fixed Investment