Three types.

1. Ant Jiebei: Ant Jiebei is a loan product under Ant Financial. The maximum loan amount is 300,000 yuan. Interest is charged on a daily basis, and the daily interest rate does not exceed 0.05%.

2. JD Gold Bar: JD Gold Bar is a product of JD Finance, with a maximum limit of 100,000 yuan, which can meet users’ cash needs in various scenarios.

3. Lufax: Lufax is a member of Ping An Insurance (Group) Co., Ltd. of China. Lufax has launched credit loans and home mortgages for students, white-collar workers and homeowners respectively. The maximum loan amount is 150,000 yuan, and the maximum loan amount per house is 5 million yuan.

Extended information:

Personal loan notes:

1. The loan amount depends on the individual’s financial needs. Under this premise, you need to consider your financial repayment ability to avoid excessively high repayment amounts and excessive pressure.

2. Loan term: The longer the loan term, the higher the interest rate will be, and the borrower's interest burden will be greater.

3. Borrowers can use their funds for simple investment and financial management to offset loan interest expenses with investment income. In case there is a need for funds, not repaying the loan in advance can be used as a contingency.

4. Some banks will grant credit lines of hundreds of thousands to individual customers with good credit. When money is needed within this range, it can be handled with simple procedures. When personal financial difficulties occur, the borrower is best to proactively negotiate with the bank and apply for an extension of the repayment period or change the repayment method.

Baidu Encyclopedia-Jiebai

Baidu Encyclopedia-JD Finance

Baidu Encyclopedia-Shanghai Lujiazui International Financial Assets Trading Market Co., Ltd.