Enterprises bought insurance for employees, but employees suffered work-related injuries. Why do enterprises refuse to declare work-related injuries and apply for work-related injury identification for employees? Case: A hardware factory in Nanlang Town, Zhongshan City, only because its employees crushed their thumbs at work, the factory applied for work-related injury identification overdue, resulting in its own medical expenses of more than 10,000 yuan. Only within 30 days after the accident, the written application materials for work-related injury identification shall be submitted to the human and social departments in its jurisdiction, and the medical expenses shall be paid by the work-related injury insurance fund.

As far as the above case is concerned, an employee surnamed Luo was injured by a punch while working in a hardware factory on June 5438+1 October1this year, and was sent to Zhongshan Traditional Chinese Medicine Hospital for treatment. The hardware factory didn't apply to the Social Security Bureau for work-related injury identification until February 2, and February 3 was the time to accept work-related injury identification. "At this time, it has exceeded the 30-day period stipulated by law. In this regard, the treatment of work-related injuries (including medical treatment for work-related injuries, rehabilitation expenses, hospital food subsidies, etc. ) occurred before February 3rd, totaling 1. 1 ,000 yuan, which shall be borne by the manufacturer; The expenses of more than 2,000 yuan during the period from February 3rd to the recovery and discharge of the injured shall be paid by the industrial injury insurance fund.

In addition, it is best not to choose reconciliation for work-related injuries caused by enterprises, so as to avoid providing relevant evidence when applying for work-related injury identification and treatment review and reconciliation;

Even if he doesn't pay his medical expenses, he will suffer if he doesn't apply.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.