A fund is an investment method that collects investors' funds and then hands over the collected sub-funds to professional fund managers for management and operation. Generally, it is used to invest in a basket of stocks and bonds. The risks and benefits of investment are shared by the fund manager and investors, but investors need to pay a certain management fee as the reward of the fund manager.

Whether the fund is profitable depends on whether the net value of the fund rises or falls when investors start buying. The net value of the fund is published once a day. If the net value of the fund is higher than the subscription date, it will be profitable. If it falls compared with the purchase date, it is a loss.

Fund classification:

1, which can be divided into money funds, bond funds, mixed funds, index funds and stock funds according to different investment targets.

2. According to the different ways of raising funds, it can be divided into Public Offering of Fund and private equity funds.

3. According to the different ways of establishment, it can be divided into open-end funds and closed-end funds.

4. According to different trading places, it is divided into on-site funds and off-site funds.

Fund trading rules:

The trading hours of on-site funds are the same as those of stocks, that is, 9: 30 am-165438+0: 30 pm, 13:00- 15:00 every Monday to Friday, and no trading is allowed on weekends.

Over-the-counter funds buy funds before 15:00 pm on each trading day, and calculate the income according to the net value of the fund on that day. If they buy funds after 15:00 pm, they can go up or down.

How to buy funds:

There are still many ways to buy funds, such as through banks, securities companies, fund company websites and online trading platforms.

Securities companies and fund companies need to open fund accounts for purchases, but banks and third-party platforms do not. They can use their online accounts to make purchases directly.

Take Alipay to purchase funds as an example:

1. Open the login Alipay;

2. Click more on the home page;

3. Find the fund option and click Enter;

4. After choosing your suitable fund, click Buy and complete the operation according to the system prompts.

What needs to be reminded here is that when choosing a fund, investors should try their best to combine their own investment preferences, the investment level of fund managers and the industry situation of fund companies to choose the right fund investment and increase profit opportunities.

Operating environment of the above steps:

Mobile phone model: Apple 14Promax

System version: 16.4. 1(a)

Alipay APP version number: 10.3.76