1, when the fund valuation is high, you can consider selling it.
This method is more suitable for index funds. For example, the Shanghai and Shenzhen 300 Index can calculate the current valuation level according to its past 10 years. If the valuation is at the high level of historical valuation, you can consider selling.
Take Alipay as an example: if you find the index traffic light in Alipay, you can directly see the valuation of the fund.
2. Set a stop loss point for profit taking.
Take profit and stop loss is very important. Although the fund needs to be held for a long time, if the fund has been rising for some time and there are signs of decline, then you can consider taking profit and redeeming it in time.
Because funds are volatile, and the market is unpredictable and unpredictable, when the profit reaches a certain point, it can be redeemed in time. The fund can't keep going up. When the fund rises to a certain extent, it may fall, so it is very important to let the money fall into the bag in time.
If it is a stop loss, the same is true. When a fund continues to fall, and the fund manager is frequently changed, and the performance in recent years is not good, you can choose to stop loss in time. Many investors lose money just thinking that they can bargain-hunting, but after bargain-hunting, it is a bottomless pit, which is very painful, and the more they lose, the more they lose.
Summary: When the valuation of the fund is high, you can consider selling it. In addition, it is very important to take profit and stop loss. Set a stop-loss point, and when you reach your goal, you can redeem it in time, so that the money can be saved.