Accelerate the reform of the social insurance system. First, adhere to the basic old-age insurance system that combines social pooling with personal accounts, improve the personal account system, improve the incentive mechanism for overpayment and overpayment, protect the rights and interests of the insured, realize national pooling of basic pensions, and adhere to the principle of actuarial balance. Stabilize the basic system model of unified accounting and gradually finalize it. Improve the mechanism, clarify the responsibilities, protect the rights and interests of the insured, and further improve the personal account system. Gradually realize the national overall planning of basic pensions, fully reflect social equity with a higher level of social overall planning, and use social security funds more effectively to benefit the people. The actuarial prediction of the balance of income and expenditure of the endowment insurance fund provides a reliable basis for the sustained and stable operation of the endowment insurance system. The second is to promote the reform of the endowment insurance system of government agencies and institutions. According to the basic model of combining social pooling with individual accounts, we will reform the endowment insurance system of government institutions, break the dual-track system of endowment insurance, and establish a professional annuity system that reflects the characteristics of government institutions. The third is to integrate the basic old-age insurance system and the basic medical insurance system for urban and rural residents. Integrate the existing new rural social endowment insurance and urban residents' social endowment insurance into a unified basic endowment insurance system for urban and rural residents, and integrate the existing new rural cooperative medical system and urban residents' basic medical insurance system into a unified basic medical insurance system for urban and rural residents, so as to realize the fairness of urban and rural residents in terms of system and enjoyment of public resources. The fourth is to improve the policy of social insurance relationship transfer and connection, expand the coverage of insurance payment, and appropriately reduce the social insurance rate in a timely manner. In order to meet the needs of increasing the employment mobility of workers, we will further improve the policy of transferring and continuing social insurance relations with the focus on coordinating urban and rural medical care and settlement in different places. On the premise of expanding the coverage of insurance contributions and enhancing the ability of fund balance, the social insurance premium rate will be appropriately reduced in a timely manner to effectively balance the burden of the state, units and individuals.
Accelerate the establishment and improvement of institutional mechanisms to ensure the sustainable development of the social security system. First, improve the social security financial input system and social security budget system. Clarify the government's social security responsibility and give full play to the role of public finance in people's livelihood security. Through the implementation of budget management, the transparency and binding force of the management and use of social security funds will be enhanced. The second is to establish and improve the reasonable determination and adjustment mechanism of social security benefits for all kinds of personnel. Based on the income of workers and residents, the level of social security should be reasonably determined, and a normal adjustment mechanism should be established to comprehensively consider the main factors such as income growth and price changes, so as to realize the sustained, orderly and reasonable growth of social security benefits linked to economic and social development. The third is to strengthen the investment management and supervision of social insurance funds, and promote the marketization and diversified investment operation of funds. On the premise of ensuring the current pension payment and fund security, we will actively and steadily promote the marketization and diversified investment operation of the fund, improve the fund supervision system, and realize the preservation and appreciation. Strengthen the legal supervision, administrative supervision and social supervision of social security funds to ensure the safe and effective use of funds. The fourth is to study and formulate a gradual policy of delaying retirement age. Considering the changing trend of China's population structure and employment structure and the requirements of sustainable development of social security, we will gradually adjust the retirement age and gradually improve the retirement age policy for employees. The fifth is to improve the social security management system and the handling service system. According to the new situation of the reform, development and change of the social security system, adjust the social security administrative management system in time, and strive to integrate administrative functions and improve administrative efficiency. Strengthen the standardization, standardization and informatization construction of social security management services, optimize service processes, establish a social security management information system with unified standards and nationwide networking, and realize accurate management and convenient services.
Accelerate the construction of a multi-level social security system. First, promote the coordinated development of the urban and rural minimum living security system. While constantly improving the urban and rural minimum living security system, we will gradually shift to urban and rural areas as a whole, and promote the integration of urban and rural systems and the convergence of treatment. The second is to reform and improve the housing security system. Establish and improve the housing security and supply system in line with national conditions, actively explore effective ways to build, manage and distribute affordable housing, and solve the housing problems of people with housing difficulties more fairly and effectively. Establish an open and standardized housing provident fund system, improve the mechanism of extraction, use and supervision of housing provident fund, and strive to improve the efficiency of housing provident fund use. Third, actively develop supplementary social insurance and commercial insurance. Formulate and implement preferential policies such as tax exemption and deferred tax payment, accelerate the development of supplementary social insurance such as enterprise annuities and occupational annuities and various commercial insurances, and build a multi-level social security system. The fourth is to improve the service guarantee system for special groups. Actively respond to the aging population, accelerate the establishment of a social pension service system, develop the elderly service industry, and better meet the special service guarantee needs of the elderly. We will improve the care service system for left-behind children, women and the elderly in rural areas, focusing on the basic living security, education, employment, health, thoughts and feelings of left-behind people. We will improve the protection system for the rights and interests of the disabled, vigorously create a good social atmosphere of respect for the disabled, and let the disabled enjoy all social rights and interests equally. Improve the classified security system for children in distress, improve the working mechanism and supervision mechanism, and strengthen the innovation of policy system and the construction of service system.