Both Alipay and Alibaba Group attach great importance to the institutional arrangement of large-scale shareholding of employees. In the process of preparing for the establishment of small and micro financial services group, 40% of the shares are shared and encouraged by all employees, and the remaining 60% is used to introduce other strategic investors. The on-the-job employees of Alibaba Group and Microfinance Services Group all obtained corresponding shares, realizing "full shareholding". Alipay provides free instant payment service for non-profit organizations. Take the online fundraising channel opened by Wenchuan earthquake as an example. More than 300 enterprises and public welfare organizations, including Project Hope, China Foundation for Poverty Alleviation, China Children's and Teenagers' Foundation and One Foundation, access Alipay, supporting more than 90% of public online fundraising websites nationwide. On 20 10, the Alipay e public welfare platform was launched, and public welfare organizations can independently publish public welfare projects, and promote the further transparent development of public welfare undertakings through the efforts of the whole people. By May of 20 13, the platform had donated more than10 million times, and the accumulated donation amount reached1.2183880103 billion yuan, and online public welfare donation officially entered the era of 100 million yuan. On 20 13, Alipay Wallet launched the service window function and the charity application of "Love Donation".
In addition to providing convenient basic functions such as payment, transfer and collection. , but also quickly complete credit card repayment, phone charges, water, electricity and coal charges. Through the intelligent voice robot, you can reach hundreds of life services in one step. You can not only enjoy consumption discounts, interact with friends, but also manage money easily and accumulate credit. It has covered 38 countries and regions except Chinese mainland. Personal payment accounts are divided into three categories, with different functions, quotas and information authentication standards. Among them, Class I accounts only need an external channel to authenticate customer identity information, such as online verification of resident identity card information, and the corresponding payment limit is only 1 000 yuan since the account was opened. This kind of account balance can be used for consumption and transfer, which is mainly suitable for customers to make small and temporary payments. Class II and Class III account customers have higher real-name authentication intensity, and their identity information is verified through at least 3 and 5 external channels respectively. Among them, the payment limit for the balance of Class II account is 654.38+10,000 yuan per year. The payment limit for the balance of the third-level account is 200,000 yuan per year.