I. China life insurance premium gold life annuity insurance
The insured age of this product is 0~62 years old, and the insurance period is 65,438+005 years old. The payment period can be 3 years, 5 years, 65,438+00 years. Consumers can choose according to their own economic conditions. The age limit for receiving a pension is 65 for women and 70 for men. Product insurance liability mainly includes five items, item 1 is special allowance, item 2 is annuity, item 3 is pension annuity, item 4 is death insurance, and item 5 is premium exemption. If you choose a three-year payment period, you will receive 60% of the care money, 90% of the care money in a five-year payment period, and 10% of the care money in a10 payment period. For annuities, the proportion of three-year payment period is 6%, the proportion of five-year payment period is 10%, and the proportion of 10 year payment period is 24%.
Second, China Life Xin Xi Bao Annuity Privileged Edition
The insurance age of this product ranges from 28 days to 75 years, the payment period can be 3 years, 5 years or 10 years, and the insurance period can be 10 years, 15 years or 20 years. This product mainly includes four protection contents, item 1 is special care fund, item 2 is annuity, item 3 is care fund and item 4 is death insurance fund. As for the special allowance, the proportion is 60% if the payment period is three years, 80% if the payment period is five years, and 10 year, the proportion is 100%. In terms of annuity, consumers who have paid for more than three years can get an annuity ratio of 30% at the highest and 10% at the lowest. Consumers with a five-year payment period can get a maximum of 50% and a minimum of 25% annuity.
Third, China Life Hongfu Supreme
The insurance age of this product is 28 days to 60 years after birth, and the insurance period is 20 years. The payment period can be 3 years, 5 years or 10 years. This insurance product mainly includes five aspects in terms of protection, 1 is annuity, the second is special survival fund, the third is maturity insurance fund, the fourth is death insurance fund, and the fifth is bonus. In terms of annuity, if the insured survives to the corresponding date when the contract comes into effect, then the insurer will pay the annuity every year as agreed. If the payment period is three years, it will be paid at 3% of the contract annual premium. If the payment period is 5 years, it shall be paid at 6% of the annual premium; If the payment period is 10 years, it shall be paid at 12% of the annual premium.