Not bad. Huaxia funds are all good. I suggest that if you have a lot of surplus every month, you can take the exam for a long time, because the longer the fund invests, the smaller the risk and the greater the income.
I suggest that you can buy it for at least three years, and it is best to grow it for more than five years. More than 5 years, generally no loss.
By the way, even funds have risks.