As we all know, after the upgrade of Yu 'ebao, there are many funds to choose from. After all, before the upgrade, the default fund was Tianhong Fund, and everyone has become accustomed to the expected returns and risks of Tianhong Fund. So, what is the difference between different funds of Yu 'ebao? Will the risk increase after changing the fund? Today, we will tell you what is the difference between different funds of Yu 'ebao.

Two major differences between different funds of Yu 'ebao

Difference 1: No more purchase restrictions

Tianhong Fund is still limited in time and limited in purchase, and can only purchase at 9: every day, and the maximum purchase amount is 1, yuan. The rest of the funds are not limited to time and purchase. You can choose to transfer money to Yu 'ebao at any time.

difference 2: different expected returns

Tianhong Fund's expected returns continue to fall, while users who have not upgraded can only choose to transfer out and buy other wealth management products to improve their expected returns. Users who have successfully upgraded can choose other funds introduced by Yu 'ebao. Different funds have different expected returns, so you can choose according to the expected returns.

similarities between different funds of Yu 'ebao

Different funds of Yu 'ebao have the same functions except for different expected returns. For example, using Yu 'ebao to spend, recharge, pay fees, pay back credit cards, spend money, borrow money, etc., all Yu 'ebao funds have these functions.

At the same time, the risks of different funds of Yu 'ebao are the same, and they all belong to low-risk money fund products. Money funds are mainly used to invest in securities such as treasury bonds and bank deposits, so there is basically no loss of principal, and there are very few cases in which the expected income cannot be paid. You don't have to worry about the different risks of different funds of Yu 'ebao. All funds of Yu 'ebao (including Tianhong Fund) have the same risks.

Introduction to Hot Reading:

Has the balance treasure invested 3, yuan?

how long can Yu' ebao last in 218?

how to unfreeze the fund freeze of Yu' ebao?