For ordinary investors, it is difficult to choose a suitable high-quality fund for investment. As a result, fund investment came into being.
Fund investment is to accept the entrustment of customers, make the choice of specific varieties, quantities and trading opportunities for customers within the scope authorized by customers, and apply for the purchase, redemption and conversion of fund products on behalf of customers. As a fund investment, it is generally a fund manager with high quality in a fund company.
What kind of thoughts do they have when choosing funds and fund companies?
Fund investment and fund company selection mainly depend on two dimensions.
Fund company management score and fund company investment score.
Management includes internal senior management changes, ownership structure, incentive mechanism, active rights management scale, active fixed income management scale, social security qualification, annuity qualification, key customer evaluation, risk control punishment, etc. Analyze the stability and management system of a fund company through these aspects.
The investment score of a fund company reflects the fund management ability of the fund. The evaluation indicators include investment ability, award-winning record, average working years of fund managers, inflow of fund managers in the last year, average active fund size in the last year, and turnover rate of fund managers.
The choice of fund is viewed from both quantitative and qualitative aspects.
Through data analysis, performance attribution and other means, focus on finding out the funds with excellent past performance and strong sustainability. Consider the fund manager's working and management years, fund ranking, fund size, establishment years, etc.
The qualitative part focuses on understanding the working mode and investment framework of the fund manager and the whole investment research team behind him through investigation, interview and position structure analysis.