1. Simple procedures, public transactions, saving investment costs. Investment funds only need to fill in the application form for subscription, redemption or conversion, and you can trade. And if you open an online trading account, you can place orders directly through the Internet at home.

Truly achieve the state of "sitting at home behind closed doors and investing in designated areas".

What's more important is that ***Tonghui Fund collects everyone's funds, and you can manage a big fortune with a small amount of money. You can make a single investment with a minimum of 10,000 yuan, and you can invest with as little as 3,000 yuan through the Internet; the investment cost is also low, like in China

The handling fee for fund subscription is usually between 1.2% and 1.5%. Through the Internet, such as the JPMorgan Fulinming website, the handling fee is only 0.6%.

There are lower fees for switching between funds, and there are no fees for redemptions.

2. Leave your worries to the experts and let the wealth belong to you. Investment is an extremely professional behavior, and the national economy, industry trends, and company prospects are all closely linked and affect the stock price performance.

Individual investors are often limited by time and professional knowledge, or even inconvenient in obtaining information, and are inherently at a disadvantage in operations.

Funds are different.

The fund is not only operated and managed by professional managers, but also has a large research team beside the manager. It has a deep understanding of the domestic and foreign economic boom and the operations and potential of various industries and companies. Based on the manager's rich experience and systematic research and judgment,

, make investment decisions, and the investment performance will naturally be better than that of ordinary people.

Invest in the same fund, hand over your money to an expert team for management, and share global profits, which can solve your investment worries.

3. Diversify investment risks and make big money smartly. "Don't put all your eggs in the same basket" is a basic investment principle. We often hear investment analysts say that we need to diversify risks and allocate funds proportionally, but investors

The funds in hand are limited. Once dispersed, you may not even be able to buy a high-priced stock. How to diversify your investments.

Investment risks can be effectively diversified through funds.

*** Funds gather everyone's funds and form strong funds, which can spread investors' money to various stocks. The losses of some falling stocks can be offset by the rising prices of other stocks. Of course, risks can be effectively eliminated

dispersion.

4. Easy investment, legal and tax-saving investment in domestic funds. When selling closed-end funds, one thousandth of the securities transaction tax must be withheld; for open-end funds, since the stock exchange income tax has not yet been levied in China, the fund profits are tax-free, but

Dividend income is subject to tax.

If some funds have dividend distributions, the distributions from dividends must also be included in the personal income tax return.

As for overseas funds, with the implementation of the minimum tax system in 2010, the capital gains and income distributions of overseas funds must be included in the scope of taxation, but the total of the two must exceed the threshold of NT$1 million before they need to declare the "basic income tax amount"

”.

However, if the total overseas income of a reporting account for the whole year does not reach NT$1 million, it does not need to be included in the "basic income".

In addition, the tax law stipulates that each citizen has a gift tax exemption limit of 1 million yuan every year. Investors can make good use of this limit and gradually transfer assets to their children. By purchasing funds, they can achieve the purpose of transfer and derive derivatives.

Profits are tax-free. In the long run, the growth of the fund's net value will make this asset grow bigger and bigger. It is really a win-win situation.

5. Separation of managers and custodians, investment safety is guaranteed*** The composition and operation of the same fund are based on the "separation of managers and custodians". The fund company is only responsible for the management and operation of the fund, issuing investment buying and selling orders, and investors

The funds are completely kept by an independent bank. More importantly, the account of the fund assets in the custodian institution is independent. Even if the fund company or the custodian institution goes bankrupt due to poor management, the fund's property will not be affected at all.

In addition to the separation of operations and custody, the operation of funds must be disclosed in quarterly and annual reports, and the weekly shareholding status (the ratio of various stocks to assets) must also be provided to the public to achieve the principle of information disclosure.

Therefore, investors do not have to worry about the safety of their funds except for profits and losses due to the operations of fund managers.

6. A good friend of small investors - regular fixed-amount investment method. Regular fixed-amount investment means that investors invest a fixed amount in a fixed fund at regular intervals, usually every month. They do not need to care about the time of entry or the time of entry.

Pay attention to the ups and downs of market prices and make a fixed investment when the time comes.