Legal analysis: the cancellation of provident fund account needs to meet the requirements of retirement; Completely lose the ability to work and terminate the labor relationship with the unit; Conditions such as leaving the country to settle down. To close a personal provident fund account, you need to go to the provident fund management department with your personal ID card and the unit's consent letter to close the funds in the personal provident fund account. Application conditions: Only when the housing provident fund deposit unit is merged, divided, reorganized, revoked, dissolved or bankrupt, and the balance of the unit account and the number of people carried forward are zero can it apply for cancellation. When withdrawing the employee housing provident fund, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.

Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund in People's Republic of China (PRC) City, employees can withdraw the storage balance in their housing provident fund accounts under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income.