The hesitation period only exists in the insurance industry, which means that within 10 days (through the bank insurance channel 15 days) after receiving the insurance contract, the insured can return the contract to the insurer and apply for cancellation.

The fund has no hesitation period. Once the subscription is made, the subscription form can only be withdrawn before 15 on the afternoon of the same day, otherwise it can only be redeemed on the second trading day.