In recent years, with the continuous development of the financial market, banks, as the largest and most mature financial institutions in China, have provided a platform for the development of many other financial organizations, which has enabled the financial industry to develop better. As a new financial investment means, the fund's own business promotion also depends on banks. So what is the relationship between traditional financial institutions, banks and fund companies? Let's take a look.

1) A perfect banking system provides a lot of resources for the development of investment funds.

In China, in addition to the mature and steady state-owned banks, banks in other places have also developed extremely rapidly. In terms of scale and development speed, the banking system has become the most mature and perfect financial institution in China. Therefore, whether it is human resources or social resources, banks in China are perfect, and investment funds can use their mature resources to transform them into their own resources if they want to develop.

2) The mature banking system reduces the costs of all parties in the development of investment funds.

As mentioned above, banks have a large number of customer sources, and investment fund asset custody supervision, fund sales, redemption, fund account management and settlement all need to establish their own management mechanisms. Developing the fund system on the platform and mechanism of long-term development of banks can shorten the time cost of establishing the system and reduce the capital cost of repeated investment, thus achieving faster development.

3) The development of investment funds has provided a new profit source for the banking industry in China.

Compared with foreign banks, Chinese banks have long been mainly engaged in bank savings, lending and other businesses, characterized by the lack of low-cost and high-expected income intermediary business. In order to adapt to the development trend of international banks, Chinese banks can not only expand their customer sources by providing a sales platform for investment funds, but also obtain new profits through agency sales and make full use of their resources. This not only contributes to the development of fund investment, but also expands its own business field, which plays a great role in China's banking industry's participation in international competition.

The above is a reference about the relationship between banks and fund companies, and I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.