The main difference between money market funds and other funds that invest in stocks is that the net asset value of a fund unit is fixed, usually per fund unit 1 yuan. After investors invest in this fund, they can reinvest with the expected annualized income, and the expected annualized income of investment will continue to accumulate, increasing the fund share owned by investors.

Good liquidity and high capital security. These characteristics are mainly due to the fact that the money market is a low-risk and high-liquidity market. At the same time, investors can transfer fund shares at any time as needed, regardless of the date.

The investment scope of China's monetary fund includes: cash; Bank time deposits and certificates of deposit within one year (including one year); Bonds with a remaining maturity of less than 397 days (inclusive); Bond repurchase with a term of less than one year (including one year); Central bank bills with a term of less than one year (inclusive); Other money market instruments with good liquidity recognized by China Securities Regulatory Commission and China People's Bank.