1. What is a third-party fund sales platform?
An independent fund sales institution applying for the qualification of fund sales business must meet the following conditions:
1. A legally established limited liability company, partnership enterprise or other forms that meet the requirements of the China Securities Regulatory Commission;
2. Having the name, organization and business scope of the institution that meets the requirements;
3. The registered capital or contribution is not less than 20 million yuan, and it must be paid-in monetary capital;
4. Shareholders of a limited liability company or partners of a partnership enterprise comply with the provisions of these Measures;
5. There are no major changes that have affected or may affect the normal operation of this institution, or other major events such as litigation and arbitration;
6. Senior management personnel have obtained the qualification of fund practice, are familiar with the fund sales business, have been engaged in fund business for more than 2 years or have worked in other financial related institutions for more than 5 years;
7. No less than 65,438+00 people have obtained the qualification of fund practice.
2. What are the third-party fund sales platforms?
The third-party fund sales platform is the link between fund companies and investors. Third-party fund sales platforms can be roughly divided into the following categories according to their main characteristics:
1, information class
Typical representatives: financial websites such as Oriental Fortune Network and Sina Finance. This kind of third-party fund sales platform mainly provides comprehensive and rich fund industry information.
2. Customer category
Typical representatives: Jingdong Financial Platform, Alipay Financial Channel, etc. This third-party fund sales platform is a platform for powerful Internet companies and fund companies to jointly issue wealth management products. The general expected annualized expected return is directly linked to the fund products of fund companies.
3. Silver coupons
The main body consists of banks, brokers and funds in the original channel. After the implementation of the new measures, the regulatory authorities hope to establish a fund settlement center that all sales organizations can enjoy by introducing third-party payment, and then let go of institutions that can participate in fund sales through this platform.
4. Financial management
Typical representatives: noah wealth and Zhanheng Finance. The third-party fund sales platform of the wealth management school has always been committed to wealth management, and they sell fund products according to the needs of customers.
5. Research category
Typical representative: good buy fund. Some platforms that focus on the fund industry provide the most timely and abundant information and all kinds of fund financing knowledge, which are all around the "fund" from width to depth, and can be described as old pedants in the fund financing field.