Redemption is not recommended. The fund is a long-term investment an
Redemption is not recommended. The fund is a long-term investment and wealth management product, and the redemption fee within 7 days is very high, and the yield is declining. If the fund rises again a few days after redemption, people will regret not holding it all the time and redeem it as soon as possible. There is a handling fee for re-buying, so it is easy to buy a better point and fail to achieve the expected income.
Hello friends, first of all, congratulations on catching the boy who sent the money: I just bought the fund for 7 days and realized the income. I am really happy.
But when it comes to redemption, besides the expected income, there must be a good redemption method.
First of all, analyze why we can't decide the redemption of the fund according to the expected income:
Expected income: it is an objective standard, which can be said to vary from person to person, from time to time and from product to product. There is no specific standard to measure. It is greatly influenced by human activities, so the error is often large.
For example, if you buy the same fund, the expected target of Lao Wang next door is 30%, and the expected target of Aunt Wang next door is 5%. Who is right? Obviously, there is no definite standard and it cannot be measured accurately and objectively.
Abstract: The expected return of funds is influenced by many factors. Such as personal judgment, time period, variety, rising slope, etc. Therefore, it should not be used as a standard for redemption alone.
Secondly, even if it is redemption, there must be a good method:
1, the fund is suitable for medium and long-term rolling investment. Mainly through setting, we can effectively share the cost, reduce human interference, enjoy the compound interest effect and accelerate the accumulation of wealth.
2. The fund redemption mentioned in the title is actually a kind of take profit.
3. installment redemption is feasible. For example:
We can consider selling 20% first.
B. If the fund continues to rise, consider selling 30%. Continue to rise, consider clearance.
C. If the fund falls after selling 20%, you can consider selling another 30% and selling another 30% after continuing to fall. If it falls again or rises flat, you can consider buying 20%.
Summary: For funds suitable for medium and long-term investment, take profit and stop loss reasonably by fixed investment.
Cyclic scrolling operation is not necessarily the best, but it is more rational.
To sum up: I just bought the fund less than seven days ago, and it is gratifying to achieve the expected income.
However, investment funds are suitable for medium and long-term rolling cycle investment. At the same time, the expected return is also a psychological expectation, not an objective standard.
Therefore, combined with the actual market, it is more rational to take profit and stop loss in stages.
It is more conducive to accumulating wealth in the medium and long term. .
Since the income has reached the expectation, you can redeem it if you want. After all, the proceeds of redemption are their own. Anyway, I am based on a fund principle: don't worry about earning more and earning less, just earn.