When choosing fund products, the past historical performance of the fund is an important reference index and one of the advantages of the old fund. The new fund has no or only a small amount of historical performance for reference, so many investors are hesitant to subscribe for the new fund. What are the risks of subscribing for a new fund? A new fund refers to a fund product whose issuance time is generally within one year. At present, the positions of fund companies are generally in a rising stage, and the cash in hand has not been disposed of as an investment asset. The whole process of opening positions may take several months.

If there is a bull market during the period of opening positions, the expected income of the new fund will be lower than that of the old fund, usually a heavy position. Therefore, for this reason, some investors will choose to complete the allocation of new funds. Fund managers should use the funds raised by the fund to open positions by buying stocks. It will take some time for the new fund to open positions, ranging from one to two weeks to several months.

Therefore, for novice investors, it is generally recommended to wait until the fund is established before considering whether to allocate it. After the establishment of the fund, the quarterly report will be released through the fund company official website, and investors can judge whether the fund has completed the opening of positions through the quarterly report. After subscribing for a new fund, there is a certain closed period, during which it cannot be sold, that is, the flexibility is poor. At the same time, during the closed period, due to the change of market conditions or the deterioration of the contents of fund investment targets, it will bring huge losses to investors. In addition, the newly subscribed fund investment has no historical performance and rate of return as a reference, and investors cannot evaluate it through the past value. So it has high risks, that is, it may have high returns or high risks.

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