The fund pursues the average income, so only when the average income is reflected after a long period, this investment product which is not suitable for short-term high interest can have its own market.
The answer on the third floor is correct. No matter what you invest, you should seize the opportunity to invest.
Only in the long run, economic development is cyclical. Even if there is a global financial crisis in 2008, it is believed to be much better than the economic crisis 200 years ago. This extreme example is that because of the periodicity of economic development, there is such a high average return for a long time.
In addition, I don't know how long you mean by long-term, because my client told me that his year is called long-term, and it's hard to say if his personal long-term standards are different. If there are good opportunities in the holding process, you can still increase your holdings. If the increase is large, you can also consider reducing your holdings when you are worried about the callback. This depends on your actual economic situation.