Mortgage loans are now an option for most home buyers. To apply for a mortgage loan at China Everbright Bank, in addition to having the foundation for home purchase and financial repayment conditions, there are also restrictions on home purchase policies. If these problems have been resolved, then let’s take a look at the application process.

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Everbright Bank mortgage loan process, detailed introduction: 1. Select a property and confirm whether the property developed and constructed by the developer has the support of the bank to ensure the smooth acquisition of the mortgage loan.

2. To apply for a mortgage loan, the bank or a law firm designated by the bank understands the bank's regulations on mortgage loan support for home buyers. 3. Sign a home purchase contract. The home buyer can sign the "Commercial Housing Pre-sale and Sales Contract" with the developer or its agent.

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4. Sign a building mortgage contract. After signing the house purchase contract and obtaining the proof of payment, the home buyer will sign a "Building Mortgage Loan Contract" with the developer and the bank with the relevant legal documents specified by the bank to specify the mortgage loan amount, term, and

Interest rates, repayment methods and other rights and obligations.

5. To handle mortgage registration and insurance, home buyers, developers and banks should go to the real estate management department to handle mortgage registration and filing procedures with the "Building Mortgage Loan Contract" and the house purchase contract.

The above is the mortgage loan process of Everbright Bank. Before applying, it is best to contact the mortgage manager for detailed consultation on specific issues.