1. The only funds that can make money are money funds, wealth management funds and capital preservation funds, which meet the capital preservation conditions. Other funds, such as bond funds, hybrid funds and stock funds, all have large or small risks. For risky funds, if you want to make money, you need long-term investment. It is best to buy in batches in a planned way or make long-term fixed investment.
2. According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed through banks, brokers and fund companies. The fund scale is not fixed, and closed-end funds have a fixed duration. Generally listed on the stock exchange, investors buy and sell fund shares through the secondary market.
3. According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund. The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.