Will I lose all my money if I buy a foundation for RMB 50,000?
When buying funds, some novices may know little about funds and may be afraid of losses. So will you lose everything if you buy a fund with 50,000 yuan? Is it better to buy one fund with 50,000 yuan or multiple funds? I hope you all like it.
Will I lose all my money if I buy a foundation with 50,000 yuan? The possibility of losing all my money if I buy a foundation with 50,000 yuan is very small, because when the fund losses reach a certain level, the fund will be liquidated. For example: when the fund holds less than
50 million, if the number of holders is less than 200, the fund will go into bankruptcy liquidation, or if less than 200 people hold the fund for 20 consecutive working days, it will be liquidated.
After the fund is liquidated, it does not mean that there will be nothing left. If the investors still have money, they will see how many assets are left in the fund, and they will be sent to investors according to their shares. But if it goes to the place of liquidation, there will basically be very little left.
Therefore, when you buy a fund, you must learn to stop losses in a timely manner and set a good stop loss point. For example, when the fund loses 10% to 20%, you should start to consider stopping losses, and you can consider full redemption.
When you wait for the right opportunity to enter the market, you can also consider redeeming part of the funds, and then leaving a small amount of funds for a wait-and-see attitude.
Is it better to buy one fund or multiple funds with 50,000 yuan? If you have 50,000 yuan to buy a fund, it is generally not recommended to buy one fund or many funds, because if you only buy one fund, it will concentrate the risk too much.
Although it is said that when the fund's income is good, the fund earns more income, but if the fund suffers a loss, it will suffer heavy losses.
Some people will say that you should not put your eggs in one basket and invest in more than a dozen funds. In fact, this is not good because investing in multiple funds distracts your attention and leaves you with less time and energy to manage.
, and the second is to buy a dozen or more funds. It is possible that the funds' heavy holdings of stocks are the same, so there is no risk diversification.
Therefore, when investing in funds, do not choose too many funds or only invest in one fund. Choose an appropriate amount of funds to invest. For example, it is more appropriate to invest in two to three funds. When investing, you can also consider different funds.
A combination of fund types to spread risk.
For example, the risk of money funds is relatively small, while the risk of stock funds is relatively high. If you can bear a little risk but want to pursue higher returns, you can consider a combination of money funds + stock funds to comprehensively combine risks and returns.
Fundamental analysis method of individual stocks Financial indicators look at the cash flow statement (indicating the company's circulating funds, the more the better), balance sheet (indicating the company's liabilities, the less debt the better, mainly looking at the current ratio and quick ratio), profit
Table (indicates company income, the more, the better).
The shareholder situation is the basic situation of the company's shareholders, including tradable shareholders, non-tradable shareholders, number of shareholder accounts, actual controllers, release time, etc. Checking the shareholder situation can help you understand whether there are institutional investments in the stock.
The company profile is the company's basic information, such as the company's main business, and investors can analyze whether the main business has development prospects.