Housing provident fund loans in different places need to provide the following elements: if the lender purchases commercial housing, it must provide the following elements when handling the loan: the certificate of housing provident fund deposit issued by the management center of the housing provident fund deposit place; The original and photocopy of the identity cards of both husband and wife; Original household registration book; Original and photocopy of marriage certificate; Original commercial housing purchase contract; Copy of commercial housing sales license; A copy of the new building number and quantity approval form, the full purchase invoice and the original notice of residence permit; Original maintenance fund receipt, original deed tax receipt.
When the lender purchases a second-hand house, it must provide the following elements when handling the loan: the certificate of housing provident fund deposit issued by the management center where the housing provident fund is deposited; The original and photocopy of the identity cards of both husband and wife; Original and photocopy of the household registration book; Original and photocopy of marriage certificate; Original house sales contract, original house appraisal report, original and photocopy of property right certificate and original deed tax certificate; Original and photocopy of transaction fee receipt and deed tax receipt; The original and photocopy of the land certificate shall be provided for the houses in the five districts outside the city. If no land certificate is issued, you can also apply for a receipt with the land certificate.
Foreign workers go to Shenyang Housing Provident Fund Management Center to handle foreign loan procedures:
Foreign workers apply for loans in Shenyang Housing Provident Fund Management Center, enjoying the same preferential policies as Shenyang citizens, one-stop service and simple procedures. The specific process is as follows: the husband and wife of the loan employee go to the housing provident fund off-site loan business department specially set up by Shenyang Housing Provident Fund Management Center with relevant information, fill out the Application Form for Employees' Off-site Loan, and after passing the examination, they will go to the bank window with the approval form, open a bank repayment savings card, sign an entrusted bank withholding agreement, and the borrower will confirm and sign the iou, and then the bank will lend money. After that, the borrower repays the loan on a monthly basis, and after the loan is paid off, he goes to Shenyang Housing Provident Fund Management Center to handle the cancellation procedures of the mortgaged property.