2. The registered capital of China Bank's wealth management is planned to be no more than RMB 654.38+000 billion, the registered place is planned to be Beijing, and the shareholding ratio of China Bank is 654.38+000%. As one of the first approved subsidiaries of bank financing, Liu Donghai introduced that Bank of China is steadily advancing the preparatory work of the subsidiary according to the requirements of CBRC.
3. On the macro trend, the yield of P2P will definitely decline after the double decline, and the previous yield has been gradually declining. Between investors and borrowers, P2P platform is an information intermediary, which needs to balance the interests of both borrowers and investors, so the rate of return has a certain range.
4. An online lending platform in Shanghai also cooperates with the Gold Exchange, and the person in charge also thinks that the two requirements are easy to evade. "The core issue is whether the mutual gold platform can dock the products of the gold exchange and how to identify qualified investors. There is no explicit provision in this regard. "
5. By analyzing the data of bank wealth management products from June 20 15 to February 20 16, the researcher of Puyi Standard found that the proportion of wealth management products outsourced to the market was 24.62%, especially in the first two months of this year, which was as high as 40%. The study also found that the average yield of wealth management products continued to decline, but the average yield of wealth management products invested in outsourcing was significantly higher than the average yield of the whole market, with a premium of about 10BP to 30BP. It can be seen that outsourcing can obviously improve the financial return rate.
6. According to the information previously disclosed, Yin Su Wealth Management is wholly owned by Jiangsu Bank with a registered capital of no more than RMB 2 billion. Yin Su financial management has already started the preparatory work of establishing rules and regulations, sorting out processes and building brands.
: 1. The wealth management manager of a city commercial bank suggested that investors should conduct "paternity test" on wealth management products: all products that cannot be publicized through China Wealth Management Network or inquired through the list of products on consignment should be highly vigilant.
Financial subsidiaries evolved from the asset management department of banks. As the first-level department of the head office, the latter has more advantages and natural convenience in resource allocation and linkage with various business sectors. How to coordinate development with the parent bank and other subsidiaries of the parent bank after its establishment has become a problem that every financial subsidiary needs to consider.
2. Liu Hui pointed out that in the process of standardized liquidation, how to properly resolve the risks of dealing with stock business, how to develop new business, and how to adapt to the requirements of corporatization in the process of developing new business will be the challenges faced by banking financial subsidiaries.
Specifically, among the different types of funds held by institutions, the money fund lost 654.38+0953 billion copies, a decrease of 6.87%; The loss of hybrid funds was110/100 million shares, down 14.55%. In contrast, bond funds are favored by institutions. In the first half of the year, the net inflow was 654.38+0265 billion shares, up by 32. 19%. Only medium and long-term pure debt funds "absorbed" 654.38+0094 billion shares. QDII funds had a small base before, and in the first half of the year, driven by commodity funds such as gold, they also increased by 1.46% year-on-year, which was very eye-catching.
3. Unlike funds, banks often invest in basic assets through asset management plans or special account channels instead of public offering funds. The difference is that Public Offering of Fund has strict and clear regulations on investment (non-competitive bidding), valuation and trust, while the relevant data formats of asset management plans or special accounts are often different. Banks collect data from these channels every day and calculate the total net value of products. This seemingly insignificant format problem will actually bring a lot of inconvenience. From this perspective, FOF is undoubtedly a trend.