Starting from 2020, Anhui Province will transfer local urban and rural residents’ pension insurance funds to implement provincial fund entrusted investment operations, and transfer the fund dividends generated from entrusted investments to insured persons in a timely manner. The best way to enjoy the dividends is to increase your personal account

Interest rate Therefore, through fund entrusted investment, the value of the fund can be maintained and increased. In 2021, the interest rate of personal accounts reached 3.93% for the first time, which is higher than the bank's 3-year fixed deposit interest rate.

How big of a gain have we ordinary people benefited from?

For example, compare the regular bank deposit of 6,000 yuan with the pension insurance payment of 6,000 yuan. The bank deposit is for 1 year, the interest rate is 2.25%, the total principal and interest is 6,135 yuan; the pension insurance payment is 6,000 yuan, the payment subsidy is 280 yuan, the interest is calculated for one year, and the interest rate is 3.93%

, the total principal and interest is 6,526.8 yuan. From a comparison point of view, the pension insurance payment of 6,000 yuan has the largest profit, 391.8 yuan more than the bank's regular payment of 6,000 yuan.