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Details of five insurances and one gold for JD.COM employees

the payment ratio of five insurances and one gold is as follows: the payment ratio of endowment insurance: 2% for the unit (all of which are included in the overall fund) and 8% for the individual (all of which are included in the individual account); Medical insurance payment ratio: unit 1%, individual 2%+3 yuan; Unemployment insurance payment ratio: 1% for the unit and .2% for the individual; Work-related injury insurance payment ratio: the unit pays .5% for you every month, and the individual does not pay; Maternity insurance payment ratio: the unit pays .8% for you every month, and the individual does not pay; Provident fund: both units and individuals are 12% of wages.

the difference between "enterprise social security" and "five insurances and one fund in JD.COM"

Most enterprises refer to paying endowment insurance, medical insurance and work injury insurance, which is the so-called "three insurances", while employees in JD.COM pay five insurances and one fund in full when they join the company, which is superior to most enterprises.

JD.COM's "housing provident fund" is a "non-mandatory" social welfare, and most enterprises do not pay housing provident fund for their employees. Housing provident fund companies deposit all their money into personal accounts, which belong to personal property and can increase your personal income. Can be used to pay housing rent. You can enjoy low-interest provident fund loans when buying real estate. It can be used for housing renovation funds, and can be taken out in full as cash after leaving the company.

JD.COM's regular workers pay about five insurances and one gold to 4 yuan's provident fund every month, which is about 1,5 yuan, including contributions from individuals and units. Payment of provident fund: the monthly contribution of housing provident fund, the average total salary of the worker in the previous year × contribution.

JD.COM pays five insurances and one gold in full, which means that employees in JD.COM pay five insurances and one gold in full when they join the company. Paying social security in most enterprises refers to paying endowment insurance, medical insurance and industrial injury insurance, which is the so-called "three insurances", which is superior to most enterprises.

Legal basis:

Article 1252 of the Civil Code of the People's Republic of China

If buildings, structures or other facilities collapse and cause damage to others, the construction unit and the construction unit shall be jointly and severally liable, unless the construction unit and the construction unit can prove that there are no quality defects. After the construction unit and the construction unit make compensation, if there are other responsible persons, they have the right to recover from other responsible persons.