Registered enterprise loan companies need to meet the following conditions:

1. Provide a company that has been established for more than one year as a shareholder of an enterprise loan company. The registered capital of the company should be between100000 and 50 million, with no abnormal records and not a company engaged in the financial industry;

2. Provide four corporate executives: the executives should not be too young and have no criminal record.

Second, analysis

Lending means that financial institutions absorb deposits and then lend them to enterprises. The lender must be a financial institution, otherwise it may constitute a crime. Lending business generally appears in real estate transactions.

3. What is the application process of the loan business process?

1. The customer presents the couple's personal credit report to the loan financial institution or the People's Bank of China;

2. After the individual provident fund (portfolio) loan is approved, the customer will sign a loan agreement with the guarantee company and go through the mortgage loan guarantee procedures; Materials required for signing the loan agreement: (real estate license, land use certificate, mortgagor's identity certificate, marriage certificate);

3. After accepting the mortgage, the guarantee company informs the customer to receive the advanced assets and pay off the original commercial service loan;

4. The customer shall submit to the guarantee company the repayment certificate, real estate license and housing filing application report issued by the original commercial loan financial institution;

5. After the cancellation of the original commercial loan mortgage account is completed, the guarantee company informs the customer to receive the real estate license.