The specific operation process is as follows:

1. Open Alipay app and click Citizen Center;

2. Then find Shaanxi Province and click Open;

3. Then click on the housing provident fund in the page;

4. Finally, log in to the provident fund account and click on the provident fund withdrawal.

The specific extraction range is:

I. Extraction of housing consumption:

1, purchase, build, renovate and overhaul owner-occupied housing;

2. Repay the principal and interest of the housing loan;

3, no own housing, rental housing to pay rent;

4. Pay the maintenance fund (overhaul fund).

Second, non-housing consumption extraction:

1, returned, returned;

2. Go abroad to settle down;

3, completely or partially lose the ability to work, and terminate the labor relationship with the unit;

4. The employee dies or is declared dead;

5. Enjoy the urban minimum living guarantee;

6, encounter natural disasters, emergencies or major diseases, resulting in particularly difficult family life;

7, continuous unemployment for more than two years, the per capita monthly income of the family is lower than the local minimum wage income standard, and the family life is seriously difficult;

8. Non-Xi registered permanent residence workers terminate the labor relationship with the unit;

9. Being sentenced to death, life imprisonment or fixed-term imprisonment during serving his sentence, and reaching the statutory retirement age of the state after serving his sentence.

legal ground

Regulations on the administration of housing provident fund

Twenty-fifth workers from the housing provident fund account balance, the unit shall verify, and issue a certificate of extraction.

Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures. Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.

The risk of housing provident fund loans shall be borne by the housing provident fund management center.