Can medical insurance for serious illness be reimbursed? Yes, when the insured suffers from serious illness, the medical expenses within the scope of reimbursement can be paid by insurance products. If users plan millions of medical insurance, the maximum reimbursement amount of critical illness insurance products is as high as one million, which can effectively transfer the economic burden.

Micro-medical insurance has a wide coverage and many obstacles. Generally, hospitalization expenses, outpatient expenses and operation expenses incurred in treating diseases can be reimbursed. The reimbursement amount for serious illness of this kind of insurance products is too low, but it can make up for the million medical insurance deductible of 654.38+100000 yuan.

Medical insurance can reimburse serious illness, but the reimbursement amount will not exceed the total medical expenses, and it needs to be reimbursed by the insured according to the invoice after treatment, which has obvious limitations. Users hope to get all-round health protection, and it is also recommended to plan a critical illness insurance for prevention. This paper lists the advantages and disadvantages of 10 critical illness insurance. Friends who are interested in understanding can take a look at: 10 Consumer Critical Illness Insurance Evaluation: There is always a poke in you ~.

Millions of medical insurance reimbursement is high, and there is no deductible. But medical insurance belongs to reimbursement type. If users want to get all-round health protection, it is recommended to take out a critical illness insurance as a supplement, which can ensure the comprehensiveness of the coverage, and the medical insurance will reimburse the treatment expenses, and the critical illness insurance will cover the later rehabilitation expenses to make up for the loss of family income.

Critical illness insurance reimbursement process:

(a) after the insured residents have serious medical expenses, they should apply for reimbursement of serious medical expenses to the selected commercial insurance institutions within six months from the date of issuing the receipt of medical expenses, and provide corresponding materials.

(two) after accepting the application, the commercial insurance institution shall examine the medical expenses in accordance with the relevant provisions of the city residents' serious illness insurance.

(3) Commercial insurance institutions shall complete the examination, settlement and reimbursement payment of declared medical expenses within 5 working days. In principle, reimbursement is paid by bank card.