How much can Guangzhou medical insurance personal account earn every month?
On-the-job employees, flexible employees and unemployed people are included in the monthly standard of 2% of the monthly base of their insurance contributions, and the individual accounts of retirees are included in the employee medical insurance pooling fund according to the quota, with a monthly amount of 202 1 2.8% of the monthly average basic pension amount of each city. What is actually received is the amount to be credited to the personal account-the amount to be deducted from the long-term insurance.
Can I withdraw the money from the personal account of Guangzhou Medical Insurance?
The money in the personal account of Guangzhou Medical Insurance cannot be withdrawn, and the personal account can be used to pay the following expenses for the insured person, spouse, parents and children:
1. Medical expenses incurred by individuals in designated medical institutions.
2 in the designated retail pharmacies to buy drugs, medical equipment, medical consumables, the cost borne by the individual.
3. Personal contributions of spouses, parents and children participating in residents' medical insurance.
4. The insured person did not reach the minimum payment period of employee medical insurance when he retired.
5 in the designated medical institutions according to the provisions of the individual burden of traditional Chinese medicine "disease prevention" costs.
6 other expenses that meet the requirements of the state and the province. Personal accounts shall not be used for public health expenses, physical fitness or health care consumption and other expenses that are not covered by the basic medical insurance.
Generally speaking, the insured pays medical insurance normally, and some money will be transferred to personal account every month, but the insured should not pay it off, otherwise it will affect the medical insurance benefits.