1. Employees' medical insurance is paid according to 9% of individual salary, of which 2% is paid by employees and 7% by units;

2. Medical insurance premiums of employees are included in personal accounts;

3. part of the medical insurance premium paid by the unit is used to establish the overall fund, and the other part is included in the personal account to pay my medical expenses;

4. The amount of the general medical insurance card is under 45 years old according to 3. 2% in, more than 45 press 3. 4% scored.

The calculation method of medical insurance card refund is as follows:

1. The medical insurance for employees is paid according to 9% of personal salary, of which 2% is paid by employees and 7% by the unit;

2. Medical insurance premiums of employees are included in personal accounts;

3. part of the medical insurance premium paid by the unit is used to establish the overall fund, and the other part is included in the personal account to pay my medical expenses;

4. The amount of the general medical insurance card is under 45 years old according to 3. 2% in, more than 45 press 3. 4% scored.

Under the age of 35: 2 of the individual contribution base. 8% of the money will be returned, of which 2% paid by individuals will be returned in full, and the overall fund will be allocated . 8%； If your payment base is 6 yuan, then the monthly refund amount is 168 yuan. 35 ~45 years old: 3% of the individual contribution base will be refunded, of which 2% of the individual contribution will be fully refunded, and 1% will be allocated from the overall fund; If your payment base is 6, yuan, then the monthly refund amount is 18 yuan. Over 45 years old: 4% of the individual contribution base will be refunded, of which 2% of the individual contribution will be fully refunded, and 2% will be allocated from the overall fund. If your contribution base is 6, yuan, then the monthly refund amount will be 24 yuan. Retirees and urban workers' medical insurance payment period has reached the local prescribed period. In most areas, lesbians need to pay for 2 years and gay men need to pay for 25 years, and they don't need to pay after retirement. At the beginning of each month, the returned money will be automatically paid directly to the individual's medical insurance account in cash. This treatment can be enjoyed for life. The standard of returning money is as follows: for those under 7 years old, each person will return to 97 yuan every month. The original standard is to return to 1 yuan. As 3 yuan's co-ordination fund for serious illness has been withheld and remitted, the net return amount is 97 yuan. For those who are over 7 years old, each person will receive an additional 1 yuan every month, and the actual refund amount is 17 yuan.

What items are included in medical insurance reimbursement

The classification of medical insurance reimbursement and the items included are as follows:

1. General medical insurance. It mainly includes outpatient expenses, medical expenses and inspection expenses.

2. Hospitalization insurance. It is mainly the daily hospitalization expenses, the cost of using hospital equipment, the cost of surgery, medical expenses and so on.

3. Operation insurance. Provide all expenses incurred due to the patient's need for necessary surgery.

4. Comprehensive medical insurance. Its cost range includes all expenses such as medical treatment, hospitalization and surgery.

5. Special disease insurance. Some special diseases often bring catastrophic expenses to patients, which are unbearable for ordinary families. Such as cancer and heart diseases. The major diseases that provide protection for the insured can be single diseases, such as malignant tumors, or even certain cancers in malignant tumors.

I hope the above contents can help you. If you have any other questions, please consult a professional lawyer.

legal basis: social insurance law of the people's Republic of China

article 2 the state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in case of old age, illness, industrial injury, unemployment and maternity.

article 26 the treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

article 28 medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards, and emergency and rescue shall be paid from the basic medical insurance fund in accordance with state regulations.

article 23 employees shall participate in the basic medical insurance for employees, and the employer and employees shall pay the basic medical insurance premiums in accordance with the state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.