Open the Alipay APP in your mobile phone and click the wealth menu below.
At the top of the wealth menu page, find the fund icon and click Select to enter.
On the bottom right of the fund market page, find the holding and click to enter the page.
Entering the holding page, you can see the funds and transaction details purchased by individuals in Alipay.
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The fund model is that the fund manager makes various investments with the money invested by investors, and then pays dividends to investors according to shares. Judging from the types of funds, some funds have high risks, others have low risks, the ones with low risks are generally monetary funds, and the ones with high risks are generally mixed funds such as index funds and stock funds. If you want to buy them, there will usually be a risk assessment and a dialog box warning that you may lose money.
Generally, Alipay has direct recommendation funds (including regular financial management). These funds are generally low-risk or medium-low-risk funds. Although these funds will be profitable on the whole, it does not rule out that they will lead to losses in extreme markets. Therefore, always remember the phrase "investment is risky".
The funds in Alipay are all open-end funds, and the supervision of funds is strict. Custody banks are powerful banks with big brands and sound laws and regulations, and basically do not involve some illegal operations.