Monetary funds: Monetary funds are mainly invested in money market instruments, including deposits, certificates of deposit, short-term bonds and central bank bills. Monetary fund has the characteristics of low risk, stable income and high liquidity, and is suitable for investors with low risk tolerance.
Bond funds: bond funds mainly invest in bond market instruments, and the investment target is mainly bonds. The proportion of fund investment bonds shall not be less than 80% of the fund assets. Bond funds have the characteristics of low risk and stable income, and are suitable for investors with low risk tolerance.
FOF Fund: FOF funds mainly invest in fund market instruments, and the investment target is mainly funds, not directly investing in stocks or bonds. This is an innovative fund variety. FOF fund has relatively low risk and stable income, which is suitable for investors with low risk tolerance.
Index fund: Index fund mainly invests in a basket of stocks, and tracks specific indexes, which reduces the risk of fund stepping on thunder. Moreover, index fund is a passive fund and will not make wrong decisions because of the subjective factors of fund managers, so index fund can be regarded as a relatively stable product.