Investors with low risk tolerance are better off investing in over-the-counter funds. Fixed investing has the function of diversifying risks. Investors with high risk tolerance are better off investing in on-market funds. On-market funds trade in real time, and short-term investors are those who pursue returns.

investors are more suitable.

There is no conflict between fixed investment in OTC funds and the purchase of on-market funds. If investors have sufficient funds, they can operate at the same time. Fixed investment is more suitable for investors with average investment levels, while on-market funds require investors to have a certain investment level.